Since the following quote is so long, I won’t put it in quote format.
TO MY FRIEND A.B.,
As you have desired it of me, I write the following hints, which have been of service to me and may if observed be so to you.
REMEMBER that time is money. He that can earn ten shillings a day by his labour and goes abroad or sits idle one half of that day though he spends but sixpence during his diversion or idleness ought not to reckon that the only expense, he has really spent or rather thrown away five shillings besides.
Remember that credit is money. If a man lets his money lie in my hands after it is due, he gives me the interest or so much as I can make of it during that time. This amounts to a considerable sum where a man has good and large credit and makes good use of it. Continue reading Ben Franklin’s financial advice